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| Not One Dollar More!: How to Save $3,000 to $30,000 Buying Your Next Home, 2nd Edition | 
 enlarge | Author: Joseph Eamon Cummins
Publisher: Wiley
Category: Book
List Price: $21.95
Buy New: $0.74
You Save: $21.21 (97%)
Buy New/Used from $0.74
Avg. Customer Rating:  (17 reviews)
Sales Rank: 266879
Languages: English (Original Language), English (Unknown), English (Published)
Media: Paperback
Edition: 2
Number Of Items: 1
Pages: 286
Shipping Weight (lbs): 1
Dimensions (in): 9.1 x 6 x 0.8
ISBN: 047135726X
Dewey Decimal Number: 643.12
EAN: 9780471357261
ASIN: 047135726X
Publication Date: September 22, 1999
Availability: Usually ships in 1-2 business days
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| Editorial Reviews:
Product Description
Don't be another real estate victim! Get the know-how and tools you need to select, negotiate, and purchase a home on your terms Did you know that most buyers unwittingly pay thousands more for their homes than they should? Written by a nationally celebrated consumer advocate and former real estate broker, Not One Dollar More! tells you what you should know, do, and say to protect your hard-earned cash. The author takes you inside the maneuverings of the industry and explains in jargon-free English how to avoid paying top dollar for your new home. You'll learn how to arm yourself with simple tools and techniques to guard against real estate tricks and traps. And you'll discover the secrets to invisible negotiation, guaranteed to win you the best deal possible on your next home purchase--and save you a small fortune!
* Packed with real-life anecdotes and case studies
* Includes the questions you should always ask, with advice on inspecting homes, making offers, unearthing facts and hidden problems, and homebuyer mistakes
* Shows you how to obtain the best home loan possible
* Helps you find an agent who will represent your interests exclusively
* Includes a comprehensive online mortgage shopping section
"One of the great books on personal finance. Shows how to get a great deal and reads like a novel.. Five stars!" --James Scoff Tiernan Jr., Executive Director, American Consumers Association "Certainly the best and most enjoyable book on homebuying. Inspiring!" --Bruce Hahn, President, American Homeowners Foundation "Shows how to hold on to your money--with GREAT anecdotes." --Andrew Tobias, author, The Only Investment Guide You'll Ever Need
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| Customer Reviews: Read 12 more reviews...
Do NOT buy a house without reading this book... February 25, 2008
All hyperbole aside, this book saved me six figures on my home purchase. I cannot encourage you enough to read this book before beginning your home search.
Excellent for Learning Negotiation in Business & Realestate September 25, 2007
Excellent book! Bought copies for friends (rare event) because it's so informative about sales psychology overall- not just realestate. You may get this book on buying realestate, but after reading it you'll be quite informed about buy anything else & negotiation potential is involved. The book has helped me - saved me lots of $$$. It's an easy read too.
 Is there a Cliff's Notes version? July 9, 2007
I recommend this book to home buyers who are looking to buy a house in the same area they are currently living in who also have either no or manageable time pressures. Very few tips are given to aid a buyer that must shop for and make an offer on a house when time only affords him a single trip to a new city (as my husband and I had to do)...which is not surprising, given that this is no way to get the bargains promised on the cover.
That being said, the tactics that are laid out seem reasonable and workable, but are repeated ad nauseum. An additional annoying feature of the writing is the tendency to spend several pages giving the reader a drawn out anticipatory build up to the few tactics the author will convey on the upcoming pages. The point-diluted anecdotes about poorly orchestrated buyer negotiations are followed up by several paragraphs that give the reader a pep talk without really conveying any information, making the book feel like an infomercial as one reads through it.
...This buyer acted poorly and spent way more money than he needed to. Don't want to be like him? Well you should read this book! Here's another story about a buyer that did something stupid. Don't want to be like her, either? Well, keep reading! Eventually, I'll get to the 5 sentences you need to read in order to know what to do instead...
Perhaps others would disagree, but as a reader with an engineering background, unless I'm reading a book for pleasure, I skim for the pertinent information. Separating the wheat from the chaff, this book should be about a third of the thickness that it is. However, if you have the time the time to shop around for a house (and by time, I mean *at least* a month or two to actually go out and look at houses) *and* to read through and separate the useless parts of this book from the parts that actually contain good advice and tactics, I would recommend it.
The Selling Agent's Worst Nightmare. February 23, 2006
1 out of 1 found this review helpful
If your buying a house for the first time, whether its an investment or primary residence, read this book. plain and simple.
Reading it again. December 25, 2003
I bought this book four years ago when I was shopping for my first house. I got fed up with my realtor and decided I didn't need one, as long as I could handle the negotiations myself. So I turned to this book.The book is geared toward using a realtor or buying agent, but I found everything was just as applicable if used "going it alone." Especially some of the resources listed in the back for comps, etc. It's a very easy book to read and it doesn't try to make you a slick rapid-fire negotiator. It teaches you very simple yet effective techniques that may be common sense to some other readers, but they weren't to me. Admittedly, Cummins is repetitive in his messages, but I think the repetition serves to firmly ingrain the techniques in your mind so when you do actually get in front of the seller/realtor, you don't let your emotions get the best of you. As a result of what I learned from this book (and also by not using a realtor), I saved $25K on a $185K house. I also used the techniques in negotiations during a car purchase and during salary negotiations for a new job. Best 17 bucks I ever spent. Now I'm starting to look for my second house, so I'm re-reading the book (and going without a realtor again). I'm holding onto the first house as a rental, but I hope that if I ever have to sell, it's not to a buyer who's read this book!
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